OCBC Home Loan & Mortgage Interest Rates

Residential Property Loan

A credit facility to finance the purchase of residential properties for the purpose of owner occupation or to refinance from an existing financier. Repayment mode is in fixed monthly instalments of principal and interest with the interest calculated on daily rest basis.


So, have you been shopping around lately seeking credit facility to finance the purchase of your dream home? Remember, housing loan is a long term commitment. You need to find a package which gives you that feeling of contentment, where hunting for the lowest interest rates in town should no longer be dominating your pastime.



Benefits
  • Daily rest interest calculation
  • Long loan tenure of maximum 30 years or up to age of 65 years old
  • No notice is required on extra payment to reduce your loan
  • Flexible redraw option - capital repayment paid in can be taken out when in need of fund in future.
  • Flexibility of converting your home loan portion to overdraft when you require in future
  • Choice of housing loan or a combination of housing loan plus overdraft
  • Choice of “Fees paid by Bank” package if you require the bank to pay for your loan cost
  • Financing for Mortgage Reducing Term Assurance (MRTA) premium is available
  • Free Standing Instruction on monthly instalment payment


Secure a home loan package that suits your needs.


 Both our fixed and variable rate packages are tailored to address your topmost concerns on costs.

For more information, fill in your details below and a OCBC banker will contact you shortly with more details.


Privateicon Home Loan Packages from OCBC

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No OCBC Package Name Rate Type Interest Rates
1 3 Year Lock-in Package Floating BLR - 2.3% throughout Calculate now to view more details of this home loan package
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2 Home Xtra Package Floating BLR + 0% throughout Calculate now to view more details of this home loan package
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3 3 Year Fixed Rate Fixed First 3 Year(s) : 4.4%
Thereafter : BLR - 1.9%
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